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PawCompare

Best pet insurance providers in Australia — 2026

Independent reviews of Australian pet insurance. Editorial Top-10 of Australian pet insurance providers across dog + cat + multi-pet.

Methodology: PawCompare — Pet Insurance Methodology · v1.0.0 · last updated

  1. 1

    Bow Wow Meow

    Best for: Best comprehensive coverage

    PetSure-underwritten policy with broad coverage and strong claim payout history.

    • PetSure-underwritten
    • 85% claim ratio
    • Multi-pet discount
    4.7
  2. 2

    Knose

    Best for: Best wellness-bundled

    Bundled wellness + insurance model — preventive care included.

    • Bundled wellness
    • Preventive care included
    • PetSure underwritten
    4.6
  3. 3

    Petsy

    Best for: Best digital claims UX

    Newer entrant with competitive pricing and digital-first claims experience.

    • Digital-first claims
    • Sharp pricing
    • PetSure underwritten
    4.4
  4. 4

    RSPCA Pet Insurance

    Best for: Best for charity-aligned buyers

    RSPCA-branded PetSure policy — portion of premium supports animal welfare.

    • Supports RSPCA
    • PetSure underwritten
    • Brand trust
    4.3
  5. 5

    Woolworths Pet Insurance

    Best for: Best for Woolworths shoppers

    Everyday Rewards-integrated; bundle savings for Woolworths shoppers.

    • Everyday Rewards bundle
    • PetSure underwritten
    • Mass-market
    4.2
  6. 6

    Pet Insurance Australia

    Best for: Best coverage-tier flexibility

    Long-running PetSure brand with broad coverage tiers.

    • Multiple coverage tiers
    • PetSure underwritten
    • Long market presence
    4.1
  7. 7

    Medibank Pet Insurance

    Best for: Best for Medibank health members

    Medibank-branded PetSure with bundle discounts for human health policyholders.

    • Health bundle discount
    • PetSure underwritten
    • Brand trust
    4.0
  8. 8

    Real Pet Insurance

    Best for: Best non-PetSure alternative

    Greenstone-underwritten; alternative to PetSure-dominant market.

    • Non-PetSure underwriter
    • Greenstone backed
    • Different exclusion list
    3.9
  9. 9

    Bupa Pet Insurance

    Best for: Best for Bupa health members

    Bupa-branded entry with health-insurance brand trust.

    • Bupa brand
    • PetSure underwritten
    • Health-policy bundle
    3.8
  10. 10

    Guide Dogs Pet Insurance

    Best for: Best for Guide Dogs supporters

    Charity-aligned PetSure brand supporting Guide Dogs Australia.

    • Supports Guide Dogs
    • PetSure underwritten
    • Charity alignment
    3.7

How we ranked these

Scores reproducible from public methodology + sourced facts. Editorial independent. Affiliate revenue does not influence rankings. Reviews without genuine cons are rejected at editorial QA.